Terms and Conditions

Last updated 14 October 2026

About these terms

These terms apply to your use of this website. Specific services may be covered by a separate written agreement, which takes priority where it differs.

Information on this website

Content on this website is general information. Immigration, registration, education and financial rules change frequently, and official sources always take priority. Nothing on this website is legal, immigration, investment or financial advice.

No guarantee of outcomes

Visa, admission, registration, skills assessment, examination and employment decisions are made by governments, institutions, regulators, examiners and employers. 4 IN LIFE does not guarantee any outcome.

Your responsibilities

You agree to give us accurate, genuine information and documents and to review anything submitted in your name. We will not submit documents we believe are not genuine.

Fees

Fees for our services are confirmed with you before you commit. Government, institution, test, regulator and third-party fees are separate and are paid to those organisations.

Third-party websites

Links to official and third-party websites are provided for convenience. We are not responsible for their content.

Trademarks

IELTS, TOEFL, PTE and other names are trademarks of their owners. We are not affiliated with or endorsed by them.

Contact

Questions about these terms can be raised by visiting our office at Ward 39 (Old Ward No: 46), Building No. 1985/A9, VO46, G K Tower, Chakkaraparambu Junction, Thammanam, Kochi, Ernakulam, Kerala 682032, India.